Ok, so it's fair to say that the worlds economy is a little effed up right now.
Some folks are panic-stricken... others, seem not to care.
I care, but I am not panic stricken... I have lived a lifetime working hard and no matter how much or how little I make, I always seem to find myself in repeated states of being broke.
I have learned to expect the unexpected and to know that when you have two nickels to rub together it is a sure sign that at minimum, one to three things are bound to happen...
maybe it will be a root canal
or an oak limb that crashes through the roof
maybe it will even be the transmission on the car
hmmm, there's always an ill-time for an emergency vet bill
and water-heaters go when the time is right for them, not you.
Sooooooo....
enjoying the fact that I do not have two nickels to rub together and relishing in the hope, belief and faith that surely this means I will not have any emergency vet bills, root canals, car repairs or home repairs to deal with most immediately... I found myself galloping around the WWW.
What I found was https://www.quizzle.com/
Might I suggest that all of you check it out. Not only is it free, as in totally free, no gimmicks, no contracts, no 'cancel within 3 months,' but it is also informative and best yet...it is all about YOU and everyone likes to learn about themselves.
They basically offer a very user-friendly view of your credit report, along with score (both numerical and the simpler letter grade) as well as a letter grade for your home value, your savings, your debt/income ratio and such. I was surprised to find out that I have one B, one D and the A's in everything else. It also gives you tips and hints on ways to improve your ratings.
Lol...me? I have to get another job...one making more money, or a secondary job to supplement the sometimes close to seventy hours a week I work... Funny, even they didn't propse I take on a room-mate!
Tuesday, October 21, 2008
Take the Quizzle Fa Nizzle Scha Nizzlel Quiz
Monday, February 18, 2008
Flashback: The 57 Chevy, the Children of God & A Bucket of Money
While out of it, I thought I'd leave this flashback for you to enjoy...P&L
1977... I learned the powers of persuasion while in the back seat of a 57 Chevy in a Food Lion parking lot.
That year, like many others, had been a rough one for my family. But, as usual, in My World, things weren't so bad.
Dad would often be MIA, as he was hitting the bottle pretty hard, was still having a difficult time landing a job, & I think was in general overwhelmed with the curved balls life had thrown at him. Two sons having seizures, one with diabetes, one with Down's Syndrome & seemingly unsurmountable financial woes. Our most valuable blessings in life often carry the greatest risk & cost, be it financial, emotional &/or spiritual. For most parents, I believe their greatest asset is their children.
Anyway, Dad was MIA & Mom was heading the household. My oldest sister was 19 & had moved up & out, which left Mom with only 4 of us, when the sh*t hit the fan in her parents family. That has no relevance, other than the fact that my Mother had to leave town unexpectantly with nothing more than a penny and a
prayer for an undetermined amount of time. She had no choice but to call upon my oldest sister to tend to the rest of us...which she did.
After spending a day or two at the house, she quickly realized we needed food. No skimping on the right foods allowed when there is a fragile juvenile diabetic kid in the mix. Bless her heart. She was able to get a fifty dollar cash advance from her boss & with that she loaded all of us up in the '57 Chevy & off to Food Lion we went. Every item had to evaluated & re-evaluated before it made it's way into our buggy. Some things gots put back.
I remember shopping with Mom, we felt good to average 10 dollars a bag (they were all paper bags in
that era). My dear sister managed to average about 5 dollars a bag and as I calculated this in my head as we were checking out, I became quite excited about how well we were doing on our shopping excursion. Meanwhile, my diabetic brother was getting excited about the sheer volume of food & my youngest brother, who has the Down's Syndrome, began to get stressed with all of our excitement. When he would get stressed, he would often hit himself or begin to smash his head into his surroundings, be it a wall, the floor or what have you.
As he began to take position, indian style on the floor of the Food Lion, to begin the ritual of crushing his forehead into the tile, my eldest sister scooped him up & put him in the vacant buggy. As the cashier was still ringing & the bag boy was quickly bagging, she frantically pulled the fifty dollar bill out of her bell bottom blues' hip pocket & passed it to my middle sister...advising her that she was taking us on out to the car, along with half of the groceries already bagged.
Out we
went into the glorious sunlight. We had four or five bags of groceries already & more on the way. About half way to the car, we were approached by a young man, sporting some kind of beanie cap & toting a silver bucket on each hip. One bucket was filled with beautiful flowers & the other with a great mystery, which I would later discover. He pulled a flower from his bucket and was trying to hand it to my sister. She thanked him and politely rejected his offering. He advised us that it was a gift because she was a child of God. As she was encouraging my older brother to 'just get in' the car, I could sense her irritability growing & I didn't understand why. 
This man had the greatest job ever...standing on street corners in the beautiful daylight passing out pieces of God's works of art, flowers...for free! Whew, that's what I wanted to do when I grew up...much better than being indoors all day!
As my sister was trying to pull my 5 year old baby brother from the kid section of the buggy, I accepted a flower from the beanie wearing, peace-loving flower child of God. I wanted to be a gracious Child of God. No sooner had she gotten my little brother secured in the center section of the '57 Chevy's back seat, when things changed. The air of love that had emitted from this fellow turned into an evil eye.
As my sist
er pulled herself back out of the back seat, he was telling her that he was due a ten dollar contribution.
She was livid...'what for?,' she popped.
He pointed at me. Nose to the rose, I recoiled... just in time for big sis to yank it from my hands & hurl it back at him. 'Here! You take this rose back!'
He shamed my sister, pointing out that we had several bags of groceries and a running vehicle while people were literally starving to death around the world. My little brother began to rock backwards & forwards in the car. If the tensions continued to rise, soon he would be in another fit.
The Giver of Gods gifts & my sister were blocking my entrance into the car and I could see my other sister now exiting the store with her buggy of groceries. I pointed her out to my Big Sis and she yelled for her to 'Hurry Up.' About then, this Giver of God's Gifts began his approach towards her, along with her buggy of food. As she buggied towards the car, not knowing what was going on, both my sister & the Giver, were racing towards her. My 19 year old sister was yelling 'You leave her alone, she is just a child. She has no donation for you!'
That kind of teed me off. She was not being selfish... we did not have ten dollars. Yes, we had groceries, but they were on borrowed dollars & we needed them...there were no twinkies, no cereals, no sweet treats in our bags. We had oil, flour, sugar, bread, milk, eggs, pasta etc and we didn't know how long we would have to make them last. Ugh, I got into the car with
my brothers, as my two sisters continued to move the remaining bags into the trunk & the Giver continued to berate my sisters for our ungodly, self-serving ways.
My door was still open, as we were in Central Florida & it was hot & I was beginning to get scared...Chanty boy was quickly entering an autistic fit & my older brother was having an increasingly difficult time easing him. My little brother was talking between his two hands, rocking in place and making the croaking sound of a frog. a sign of things to come. As my middle sister jumped in shotgun, barking at me to close my door, my eldest sister took a final position with this Giver of God's Gifts.
In an al
most subdued voice, leaning across me to check my little brothers belt & brush his hair back, she said 'Lemme ask you something Sir.'
He said 'Yes?' as she pulled back out & began to close my door.
She said 'Just exactly where do your donations go?'
He quickly replied 'to Gods Children.'
With that she quite emphatically responded, 'Gods Children!? Gods Children?!'
Before I could blink she had grabbed his smaller silver bucket and tossed it into the back seat with us...Oh My! It was filled with money! She said 'Thank you so much! You see, I have Gods Children right here in the back seat of my '57 Chevy!' She ,now, was tossing his bucket of flowers in through the window.
He was speechless and dumb-founded, frantically trying to reach through the window to retrieve his goodies.
She barked at him 'YOU?! Not giving to Gods Children! You should be ashame
d!?' Her words! They mirrored this man's words from just moments before.
I continued to roll my window up on this scary man & for a moment he seemed stunned by her words. She jumped in the drivers' seat, slamming the door shut. Before I knew it, the good ole '57 Chevy was cranked & rolling, with him running alongside us, through the Food Lion parking lot, smashing his palms against my wind
ow.
I was terrified, shocked, proud, excited and confused. As we had to stop before pulling out onto the road, my sister said 'Honey- quickly roll down the window & throw his stuff back out to him when I stop.'
I protested, telling her that there was money...dollar bills. She said 'Yes, Darlin' I know, but REALLY it's NOT ours and we don't need it. It's dirty money! We're all together & we'll be OK, really.'
As we stopped, I frantically crammed everything out the window. Seeing the bucket of change & bills spill onto the hot pavement didn't bother me so much, as seeing that man stepping all over those beautiful flowers to pick his money up.
